Wednesday, May 30, 2012

Direct lender payday loans | Business Finance News

Direct lender payday loans are the same as cash advance loans, or just plain payday loans. The key point here is that you will deal directly with the lender, and there are no middlemen involved, as you might find with a payday loan referral website.

It is important to deal directly with your payday loans office to avoid overpaying for your loan activity. A direct lender may have slightly lower fees or interest rates. In general, payday loan interest fees run from hundreds to thousands of percent, but they are for such a very short time period that an extremely high interest rate is not an issue. For a short term loan of $100, most fees are within the $15 to $25 range, which is much less than most overdraft check penalty fees, or late payment fees for credit cards.

Your online direct lender should have a secure website. You can know the website has modern technology to protect your sensitive information by seeing the gold SSL lock icon on the web page, and the address for a link should begin with ?https? instead of just ?http.?

The way a direct lender payday loan works is simple. You fill out the online application, which will have any personal identification, employment, and banking information the lender needs on it.

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